Insurance broker led me to believe I can have liability only on my bank owned car Is that illegal

http://laser.inf.ethz.ch/2015/index.php?option=com_k2&view=itemlist&task=user&id=1301582 ?r=1268786067?
"I'm presently 19years of a regular university student as well as age. I must find affordable coverage of health although I am not working. My insurance went out as soon as i made 19 and what i paid before was about 10 dollars a month since I used to be an orphan similar to that of their state